🐾 First-Year Pet Cost
Setup + 12 months of care — everything you need to budget for a new pet.
First-Year Total
$3,675
$195.00/mo recurring
Subsequent years
$2,040/yr
+$1,635 first-year premium
One-Time Setup ($1,335)
Adoption / Purchase Fee$100
Spay / Neuter$320
Microchip$45
Initial Vaccines$200
Starter Supplies$320
Training$350
Monthly Recurring ($195.00/mo)
Food$65.00/mo
Vet (amortized)$65.00/mo
Insurance$50.00/mo
Supplies / Misc$15.00/mo